Where Stewards learn to…

  • No servant can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money. (ESV)

    Stewardship: God’s people, managing God’s creation (including money), according to God’s design, to cultivate flourishing, for God’s glory.

  • I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings. (NIV)

    All investments are in people, not things.

  • “So he called ten of his servants, delivered to them ten minas, and said to them, ‘Do business till I come.’ (NKJV)

    “Do business” (Greek verb: pragmateuomai): To carry on the business of a banker or a trader.

  • To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. The one who had received the five talents immediately went and did business with them, and earned five more talents. (NASB)

Why would the Bible say more about Lending than Borrowing?

Explore the unique and powerful strategy found all throughout the Bible that individuals should be in control of the lending function as it relates to their needs, as well as, the implications for doing so.

Banking is the most important and most profitable business in the world. It should be controlled by you and me.” -R. Nelson Nash

Our Strategy

The Infinite Banking Concept

R. Nelson Nash

“[The Infinite Banking Concept] is all about building a banking system so that you control 100% of your needs for money at all times. You can recapture that “financial energy” that is now flowing away from you (you will never see it again) and it will accumulate on an income tax-free basis for your benefit.

Read The Books

IBC Philosophy

To establish a personal monetary system, utilizing high-cash-value, dividend-paying, whole life insurance contracts, from well-run mutual companies, that allows someone to pay as much premium as they can reasonably foresee wanting the ability to pay, for as long as possible, in order to build as much cash value as possible, to finance the desires of life, all while retaining the tax efficiency of non-Modified Endowment Contract status and flexibility in premium payment.

Founder & CEO: Austin L. Garner

Austin has had a lifelong desire to help people be set free from financial bondage and live a life of abundance. It was in college that he met his Lord Jesus Christ, and his darling bride Carrie. As a graduate of Oklahoma State University, with a Bachelor’s in Business Management (minor in Entrepreneurship), and a former holder of securities and investment licenses, Austin spent over 15 years in traditional financial services—insurance, banking, sales, and investments—learning mostly what not to do. In 2019 he discovered the biblical truth that God’s people should control the lending function in their own lives leading him to R. Nelson Nash and the Infinite Banking Concept.

After personally experiencing the power of IBC, Austin left conventional financial services to serve ministries through a private family enterprise, where he saw the same biblical principles change lives and communities around the world.

Today his greatest joy is equipping stewards to be good bankers until Christ returns (Luke 19:13). Austin currently lives in Yukon, Oklahoma, with his wife and children. Together they are faithful servants in their local church and community.

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